Privacy Policy

Dhanvriddhi Finvest Services Pvt Ltd.  (hereinafter “Dhanvriddhi /Company/ We/ Us”) , in  the
course  of  its  business  and  while  dealing  with  the  investors,  vendors,  distributors  (hereinafter
“Provider of Information/ Provider”) may become privy to the personal information of the  Provider
of Information, including information that is of a confidential nature.

We  are  strongly  committed  to  protecting  the  privacy  of  the  Provider  of  Information.  This  Privacy
Policy (as amended from time to time) describes how we handle and deal in personal information
that we may collect and retain, vide various avenues including but not limited to usage of the various
services both in the physical (offline) and online/electronic mode.

Such Personal Information collected by Us vide the physical (offline) and online/electronic mode may
be  converted  and  stored  in  an  electronic  form  at  our  sole  discretion  for  the  purposes  mentioned
hereunder.  This  Privacy  Policy  shall  be  read  with  and  subject  to  the  disclaimer  notified  on  the
Website.

However, the Provider of Information shall not be covered by this Privacy Policy, if he accesses any
other/ third party links from the Website.

By visiting our website and using the services as provided by Us (either through the Website, vide
our various Internet and other applications or through the physical means) including but not limited
to subscribing, sending of inquiries etc, the Providers expressly agree to this Privacy Policy. Further,
by accessing the Website and/or utilizing the services provided by Us (both through
online/electronic or vide physical (offline) means) the Provider shall be treated as expressly giving
their consent for the processing, retention and utilization of the Personal Information in accordance
with this Privacy Policy and the terms hereof.

Personal Information:

The Personal Information that we collect from the Provider of Information may include information
that is of a confidential nature, and shall mean and include any information that relates to a person,
which either directly or indirectly, in combination with other information that is available or likely
to  be  available  to  Us,  is  capable  of  identifying  the  Provider  of  the  Information  (“Personal
Information”).

The type of Personal Information collected from the Provider and covered under this Privacy Policy
shall include the following, relating to:

• Full name

• Address

• Telephone number(s)

• E-mail address

• Password (in the event of the Investor signing up for the online facilities)

• Financial information (pertaining to the investments/ applications/ transactions/health records/ employment records/family health history/medical reports/ prescribed medicines , procedures etc  and any
other related purposes vide which we would be providing the services to the Investors/insureds);and

  • Any other information as defined under Rule 3 of the Information Technology (Reasonable
    security practices and procedures and sensitive personal data or information) Rules, 2011,
    as may be required by Us from time to time in order to provide services to the Provider of
    Information.However, any  information  that  is  freely  available  in  the  public  domain  is  exempt  from  the
    above definition.
    The  Provider  of  Information  herein  shall  have  the  right  to  approach  and  modify  the  Personal
    Information  that  has  been  retained  with  Us.  Please  note,  that  we  shall  not  be  responsible  for  the
    accuracy of the information that is being provided by the Investors/insured.

    Collection of Personal Information:

    Personal Information is collected and/or obtained by Us from several sources, wherein the Provider
    of  Information  has  provided  for  the  same.  The  information  provided  may  include  such  Personal
    Information as a part of the application and/or enrollment process (the same maybe online or vide a
    physical application form). Additionally, we may obtain the Personal Information from third-parties,
    or though call recordings at our call centers, internet technology, including our Website.

    Information  shall  also  be collected from  vendors/ distributors  and/or  any  other  service  providers
    for maintenance of our records and for processing of the payments/ commissions etc.

    The Provider of Information agrees and understands that the Personal Information collected by Us
    shall be processed, stored and used by Us, and the same may also be passed to, transmitted to and
    processed  by  our  affiliates  and  other  data  processors,  agents  or  service  providers  acting  under  a
    contract with Us for the purposes identified herein.

    Security Standards and Measures:

    We have adopted reasonable security practices and procedures and have implemented such
    reasonable security practices and safeguards which are appropriate to the sensitivity of the Personal
    Information. These security practices and standards are consistent with generally accepted
    standards  of  commercial  business  practice,  which  includes  technical,  operational  and  physical
    security control measures which commensurate with the Personal Information being protected from
    any unauthorized access and/or disclosures while the same is with Us.

    The Provider of Information, especially the investors agree and understand that trusted third parties
    who act on our behalf for performing of certain functions such as processing of transactions, issuing
    account statements etc. are under contractual obligations to ensure reasonable security safeguards
    commensurate to the sensitivity of the Personal Information being handled by them.

    #  We  endeavours  to  safeguard  and  ensure  the  security  of  the  information  provided  by  the
    Provider of Information and uses 128-bit encryption wherever applicable, for the transmission of the
    information, which is currently the permitted level of encryption in India.

    Use of Personal Information:

    The Provider (s) expressly agree and understand that:

  1. # We may use the Personal Information of the Provider for the purposes of providing
    him with the services to which he has subscribed and any service- related activities such as
    processing instructions, responding to service requests, resolve any grievances etc. The same
    may also be used to contact you whenever required and also to seek your feedback in relation
    to the offered services.2. The Contact  information  (like  e-mail  address,  phone  number,  etc)  may  be  used  to  send
    periodic information on the services or upcoming events or announcements.

    3. The Personal Information may be used to generate statistics and reports for both internal use
    and  for  sharing  with  affiliates,  intermediaries,  successors,  vendors,  service  providers  and
    advertisers.  Such  statistics  and  reports  will  not  contain  Personal  Information  that  could
    identify the Provider of Information, personally.

    Disclosure of Personal Information:

    # We may disclose the Provider’s information in order to:
    • Conform to legal and/ or statutory requirements or comply with legal process;
    • Protect and defend # WE’s or its Affiliates’ rights, interests or property;
    • Enforce  our  legal  rights,  terms  and  conditions  or  provisions  of  the  offer  documents  of
    Schemes  of  the  Mutual  Fund/  Portfolio  Management  Services/ Insurance Policy/other Securities & any  other  products  or
    services.

    Sharing of Personal Information with Third Parties:
    To the extent required or permitted under law, we may share the Investor’s Personal Information
    for the uses mentioned here with the following third parties:
    • Registrar and transfer agent (s), call centers, Banks, custodians, depositories and/ or
    authorized external third parties who are involved in transaction processing, dispatches, etc.,
    of investors’ investment with Us and/or who are vendors/ service providers/ distributors to
    whom commission is paid;
    • Distributors or sub-brokers or intermediaries through whom applications are received and
    whose ARN,EUIN,RI number is stamped on the application form/ transaction slips;
    • Any other organization for verifying the identity of investors for complying with anti-money
    laundering requirements;
    • Any governmental authority including but not limited to the Reserve Bank of India and/ or
    the Securities and Exchange Board of India;
    • Certain  Personal  Information  may  be  shared  with  post  office,  local  &  international  courier
    service providers and other intermediaries for correspondence with the Provider of
    Information and for making payments to the Provider by cheques, drafts, warrants, through
    electronic clearing services, NEFT etc.

    We will on a best effort basis ensure that Personal Information is transferred to the third parties, on
    an  assurance  from  them  that  reasonable  and  appropriate  steps  have  been  taken  to  maintain  the
    required level of data protection.

The Personal Information so collected shall be communicated to third parties / third persons only
for  the  reasons  consistent  with  the  purposes  for  which  such  Personal  Information  was  originally
collected or such purposes as authorized by law.
Direct Marketing:
Any,  non-personally  identifiable  visitor  information  may  be  provided  to  the  third  parties  for
marketing,  advertising,  or  other  uses  however  Personal  Information  shall  not  be  shared  for  direct
marketing without the express permission of the Provider of Information.
Retention of Personal Information:
We may retain Provider’s Personal Information for as long as required to provide our services to the
Investor or otherwise if required under law.
Breach of Internet Security:
In addition to the efforts of Dhanvriddhi, for the protection of the Personal Information, it is important
that the Provider of Information should co-operate with Dhanvriddhi, for the security of the Personal
Information.  It  is  recommended  that  the  Providers,  especially  the  investors  should  necessarily
choose their passwords carefully such that no unauthorised access is made by any third party and
not to disclose the same to any one and or keep a record of the same in writing.
However,  despite  our  best  efforts,  if  unauthorized  persons  breach  our  security  control  measures
resulting  in  the  website  being  hacked  or  presenting  inaccurate  information  etc.,  Dhanvriddhi Finvest Services Pvt Ltd , & or directors, officers, employees or affiliates’ will not be responsible.
Incidental Information:
Cookie Policy:
When you visit our Website, we use cookies, which are small pieces of information that allow Us to
maintain your connection to our Website. The Website may use cookies for detecting what kind of
device you have in order to present content in the best way, for a language switch and/or for other
purposes. These cookies do not collect or store any Personal Information and the visitor including
the Provider of Information can refuse the use of cookies.
Website Analytics:
The Website (“www.dhanvriddhi.in”) and a web analytics service (which may be used by Us) uses
cookies  to  help  the  Website  operators  analyse  how  users  use  the  Website.  The  information
generated  by  the  cookie  about  the  visitors’  use  of  the  Website  (including  the  IP  address)
will be transmitted to and stored as part of the normal operation of services. Also,
information may be supplied to the owners or operators of third party websites from which it is
possible to link to our Website with information relating the number of users linking to our Website
from such third party  websites.  The  information  shared  shall  be  non-  personally  identifiable
information.
All such incidental information will be used only to assist Us in providing an effective service on the
Website.

Grievance Redressal:

Any grievance relating to your Personal Information may be addressed to grievances@dhanvriddhi.in

This Privacy Policy is current, valid and up to date as per the laws, rules and regulations that have
been enacted in this regard. This Privacy Policy may be updated or amended from time to time and
the Providers of Information are advised to visit this page regularly in order to view the same.

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